If you want to get rid of your credit card account then you can send a letter requesting closure of the credit account in your name. No matter what the reason is, if you are looking to close your account you can simply write a letter to the bank. You should never close a credit card account that has a balance on it, closing your oldest credit card or closing your only credit card will have a negative impact on your credit score. If you want to close your credit account then you will have to do two things Call customer…